Did you know?
The first credit cards were given out in 1950 to just 200 people. They were only accepted in 14 restaurants in New York.
Source: About.com (http://history1990s.about.com/
od/1950s/a/firstcreditcard_1.htm)
Breakdown Cover News
Drivers extend journeys to avoid motorways
25-Aug-10
25-Aug-10
Many British drivers are nervous about driving on motorways.
'Incompetent' garages increase breakdown risk
23-Aug-10
23-Aug-10
Research has highlighted worrying levels of incompetence in UK garages.
Breakdown cover clients told to learn foreign laws
20-Aug-10
20-Aug-10
Driving laws differ from country to country.
Drivers warned of summer breakdown risk
04-Aug-10
04-Aug-10
Motorists should be properly prepared before going on holiday.
Festival-goers urged to buy breakdown cover
22-Jul-10
22-Jul-10
Breakdown cover is recommended for festival-goers.
Insurer provides crash and breakdown cover advice
19-Jul-10
19-Jul-10
AXA has published summer driving advice.
First coalition Budget rules out fuel duty rise
22-Jun-10
22-Jun-10
Osborne has decided not to hike fuel duty.
Misfuelling device may prevent breakdown callouts
21-Jun-10
21-Jun-10
There are more than 150,000 misfuelling cases each year.
Comprehensive Breakdown Cover
Comprehensive breakdown cover varies between providers but, generally, offers cover for one or two additional breakdown scenarios, as well as offering all the benefits provided by a basic breakdown cover policy. Read more...>
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Green Assist RecoveryRecovery of your vehicle and passengers to a local or intended destination. |
0% |  |
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| ** Over 5,000 qualified mechanics available nationwide 24 hours a day ** | ||||
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Warranty DirectChoose from BreakdownCare or BreakdownCare Plus |
0% | |
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Startrescue.co.uk Three StarNo claims excesses, with 5 cover levels for the UK and Europe at low prices |
0% | |
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2gether UK4 breakdowns per annum |
0% | |
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Green Flag Recovery2 for 1 on personal cover - starts from £35 |
0% | |
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| ** At least 30% online discount on UK rescue covers with Green Flag ** | ||||
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GEM Motoring Assist Recovery ReclaimComplete cover with 10% online discount |
40% | |
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RAC Roadside Assistance and At HomeRAC will come to your home if your car will not start |
42% | |
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| **Repair referral and cover at home address** | ||||
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AA Home Rescue PackageTransport you, your vehicle and up to 7 passengers to any UK destination. |
44% | |
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| **Up to 44% introductory discount** | ||||
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RAC Roadside Assistance, Recovery, At Home and Onward TravelThis policy has all the options RAC offers |
33.85% | |
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Types of Comprehensive Breakdown Cover
A comprehensive breakdown cover policy will normally include provisions to either recover you to a destination more than 10 miles away, provide you with an alternative mode of transport to get you to your destination, or provide assistance if your vehicle is within ¼ of your home when it breaks down.
Basic breakdown cover will normally provide roadside assistance if you are over ¼ of a mile away from home. This will involve a mechanic driving to you so that they can either fix the problem at the side of the road, carry out a temporary repair so that you can drive yourself to a garage or to your destination, or, if neither of these options is viable, you would be towed to the destination of your choice within 10 miles of where your vehicle breaks down. Comprehensive cover comprises this level of basic cover plus one to two of the additional extras described above.
Most breakdown cover providers offer you the option to pick and mix your ideal breakdown cover policy based on your individual needs. If you only drive your vehicle around your local town, you may well benefit from taking your breakdown cover from a basic to a comprehensive level by adding a "Home Start" option. You would then be able to call for help if your vehicle won't start at home or if you break down within ¼ of where you live.
However, if you use your vehicle to travel further afield on a regular basis, you may want to consider adding a nationwide recovery option to your policy so that you can be towed to anywhere in the UK instead of to a destination within ten miles.
The provider will charge you for each add-on you have so you only end up paying for the cover you want and need. If you choose to have all three of the above extras you will have a Premium Breakdown Cover policy.
Comprehensive Breakdown Cover Top Tips
- If you only use your car for local travel, you may benefit from adding a "Home Start" element to your breakdown cover.
- Make sure you carry your breakdown card with you at all times, because the provider will ask for your account details when you call for assistance.
- Compare breakdown cover policies before buying so that you find the right one to meet your individual needs.
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Breakdown Cover Blogs
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- What new banks should we expect on our high streets soon? 7 Feb 2012
- Kerching! The rise of the cash back Credit Card 6 Feb 2012
- Is it time for a Ground Hog day resolution? 2 Feb 2012
- Charity giving during the recession 23 Jan 2012
- The Savvy Shoppers Section 75 Guide 19 Jan 2012
Need help sorting out your finances? Our tools and calculators
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Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.