Platinum Credit Cards

There was a time when you had to be rich or a high earner to qualify for a Platinum credit card. Today they still retain some of that status image even though they are less exclusive and much more widely available. Read more...>

Product Name	Balance Transfer Intro	Purchases Intro	Representative APR (variable)	Rewards

Barclaycard Platinum with Balance Transfer
0%
22 mths
2.90% fee
0%
3 mths
17.9%
APR
Rewards

For a quicker transfer, complete your BT as you apply
Identity Protection Service and Fraud Protection
Good credit rating required

Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

Barclaycard Platinum with Balance Transfer application

Barclaycard Platinum 21 Mths Balance Transfer
0%
21 mths
2.60% fee
0%
3 mths
17.9%
APR
Rewards

For a quicker transfer, complete your BT as you apply
2.9% handling fee - refund offer reduces fee to equivalent of 2.6% for everyone (terms and conditions apply)
Good credit rating required

Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Barclaycard Platinum 21 Mths Balance Transfer application

RBS Platinum
0%
20 mths
2.90% fee
0%
6 mths
17.9%
APR
Discounts, Travel, Wine

Discounts on wine, shopping & travel
£750 cash advance per day, depending on credit limit
Good credit rating required

Representative Example: 17.9% APR (variable) based on assumed Credit Limit of £1,200*. Standard interest rate for purchases: 17.95% p.a. (variable). *Your credit limit may vary depending upon your circumstances

NatWest Platinum
0%
20 mths
2.90% fee
0%
6 mths
17.9%
APR
Wine Travel Shopping

Discounts from Thomas Cook and Mastercard offers
Apply today and get an instant decision
Good credit rating required

Barclaycard Platinum with Purchase
0%
14 mths
2.90% fee
0%
14 mths
18.9%
APR
Rewards

The UK's longest balance transfer & purchase card
Identity Protection Service and safer shopping with Fraud Monitoring
Good credit rating required

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Barclaycard Platinum with Purchase application

Lloyds TSB Platinum
0%
15 mths
3.00% fee
0%
3 mths
17.9%
APR
No Rewards

Active Account Monitoring to spot any suspicious spending
Manage your account online
Excellent credit rating required

Representative Example: 17.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable).

Barclaycard Platinum Simplicity
n/a
n/a
7.9%
APR
Rewards

7.9% p.a variable on all purchases and balance transfers
Identity Protection Service - advice about protecting yourself from identity theft
Good credit rating required

Representative Example: 7.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 7.9% p.a. (variable)

Barclaycard Platinum Simplicity application

Low Interest Platinum Cards

Most Platinum credit card issuers will require you to have an income in the range of £20,000 per annum and a good credit history before you are eligible for one.

The advantages of Platinum cards are rarely seen in the interest rates they offer because they are in line with those charged on standard credit cards. However, there are often other benefits. Cashback offers and reward schemes are usually an element of having a Platinum card along with other incentives such as travel insurance.

For customers who often use their credit card to withdraw cash, the withdrawal limit is likely to be higher on a Platinum card. The credit limit is also likely to be higher when using the card for purchases. Both of these advantages reflect the high income image of the Platinum card carrier.

Top Tips for Platinum Credit Cards

If you are looking to choose a credit card based on the interest rate alone, a Platinum card is unlikely to match your needs
If you make large purchases with your card and need a high credit limit, a Platinum card may suit you
If you like to earn points or gain cashback on your transactions then compare the Platinum cards to see if there is a scheme you like

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Insurance

Utilities
- Gas & Electric
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Product Offers
Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

Please note that the product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites. On some comparison tables we use a star rating which rates products by visitor popularity.