Celebrity lawyer Nick Freeman failed to check his pet insurance.
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Cats can seem very independent but it's their owners of course who have to think about their medical treatment. Having to find the money to pay the vets' medical bills for your much-loved cat can be a problem if you aren't prepared. Read more...>

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TescoFree £20 Tesco Gift Card. New customers only with a Clubcard who get a quote and buy a Tesco Pet Insurance policy by 29 February 2012. |
20% | £7,500 |
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| ** A choice of 2 levels of cover to choose from - Standard and Extra cover ** | ||||
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SainsburysYou will still get a 20% online discount if you don't have a Nectar card. |
20% | £7,500 |
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| ** 12 months cover for the price of 9 for Nectar card holders - online only ** | ||||
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Marks and SpencerVets bills covered up to £7000 for cats and dogs |
25% | £7,000 |
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| ** 5% discount for multiple pets ** | ||||
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ChurchillEmergency cover from just £3.99 |
20% | £3,000 |
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VetsMediCover£28/ month for dogs and £15/ month for cats |
0% | £10,000 |
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| ** Apply now and receive one extra month free ** | ||||
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Virgin MoneyOffer three different types of insurance for pets. |
10% | £6,000 |
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| ** 15% multi pet discount ** | ||||
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ArgosCompetitive insurance and a range of cover |
15% | £7,000 |
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| ** FREE access to both a legal and vet advice helpline ** | ||||
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Healthy PetsUp to £7,500 per condition available |
20% | £7,500 |
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| ** Award Winning Pet Insurance - Intelligence Choice Award for Customer Satisfaction 2010 and Moneyfacts Consumer Awards Finalist 2010 ** | ||||
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Green Insurance CompanyChoose from 5 levels of cover to suit your budget and requirements |
0% | £7,000 |
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Direct LinePay Vet Direct |
20% | £6,000 |
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Co-operativeFirst 2 months free + multi-pet discount available |
0% | £5,000 |
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| ** First two months free of charge ** | ||||
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More ThanYou could get a 20% discount |
20% | £7,000 |
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AAChoose from 3 options plus get a 10% online discount |
10% | £5,000 |
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Asda10% online discount + optional extras |
10% | £6,000 |
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| ** No charge for paying monthly ** | ||||
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PetplanThe UKs largest pet insurance provider |
10% | £12,000 |
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| ** 10% online discount ** | ||||
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HomebaseChoose from 3 different policies |
10% | £7,500 |
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| ** £15 towards the cost of micro chipping for cats ** | ||||
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E&LComprehensive low cost cover for your pets needs |
25% | £6,000 |
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Post OfficeNo max age & pay vet fees up to £5,000 per condition |
0% | £5,000 |
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Cat insurance can help to pay for some or all the costs depending on the policy. Unless you have a particularly rare breed, cat insurance tends to be cheaper than dog insurance because cats are generally smaller and take up less resources for treatment.
Cat insurance can also cover associated costs of a claim such as cattery fees if the owner has to go into hospital themselves and has no one to look after their cat. There are also policies that offer some holiday cancellation cover for owners who have to cancel a booked holiday due to illness of their cat. Often there are other minor benefits such as an amount available for advertising for information if the cat is lost.
There are a range of cat insurance policies available and they do offer slightly different benefits so it is worth making comparisons. Some will offer long term cover for illnesses such as arthritis or eczema while others will have a maximum length of treatment.
Although cats are more likely to become ill as they grow older some insurance policies do not have a maximum age limit although premiums may increase and there may be other stipulations if your cat is old.
The UK insurance industry is the largest in Europe and the third largest in the world. It accounts for 11% of the total worldwide premium income.
Source: The Association of British Insurers (www.abi.org.uk)